how do you start to repair bad credit?
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- Go to my website and read it all because I had bad credit and went into bankruptcy after an ID theft and I still got my score up from 486 to 730 in a little over a year, so this is something I know about! All of my tips are things you can do yourself without having to hire anyone if you don't want to! I'll put a link to get a totally free credit report from annual credit report as well as my website. Consider getting a credit monitoring service since your free report will expire in 30 days and you can only get one once a year! You will need to watch your credit reports consistently when making repairs!
- Get a pro to do it for you; services start at $125. Check out the free evaluation form at www.totaldebtsolutionsllc.com and maybe they can point you in the right direction. Good luck.
- you could take out a small personal loan and pay it off in a few months and keep doing the same until you build credit. Also you could get a credit card with a small limit and use it for your everyday purchases and pay it off at the end of the month that way you do not pay interest and are building your credit. Check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates and rewards. GOOD, BAD OR NO CREDIT they have the right card for you.
- its a long way for to repair your credit. My uncle had his identity stolen and they used his social security # to pay alot of things. In one place he owes over 7,000 dollars in debt and is still increasing and the only option is to pay them. He is seeing a lawyer and are now working with him but they said that its going to take a long time to fix it.
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