Credit Repair

 
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How much does a credit repair company cost?

I'm looking to buy a house in the next year and i'm considering hiring a credit repair co. to help fix my credit and raise my score. my score is a 594 last time i checked and i have a txu energy bill of $1370 that's been reported as a charge off and i have a 60 days past on my credit card back in '06. About how much would a credit repair company charge to help me?

Public Comments

  1. Credit Repair companies are a rip-off. The only way you can "repair" your credit is by paying off past due debts and paying all current bills on time......You can probably still buy a house anyhow, but the interest will by higher.
  2. there is no such thing. Certainly, there are people who will gladly take your money and claim to do things. Do'nt buy a house! How do you expect to pay for a house when you can't pay a credit card? Only idiots leave a balance on their credit cards. Get your life together and report back here when you're done.
  3. Go to Consumer Credit Counseling Service which is free to you and supported by creditor donations. You can get assistance in fixing your credit and not get ripped off.
  4. $349. Some things are best left to the professionals despite what others may say. Good luck. Beware those that charge each month; they take longer so they can milk you for more loot.
  5. Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - freecreditreport.hotusa.org
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