Credit Repair

 
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Looking for a legit credit repair company?

I'm looking for a legit credit repair company that you pay a minimal fee to use and they contact the companies for you. My credit report does not just have credit cards on there, they also have bills, delinquent bills misc, so it's not just a credit card company I can write a letter too. Is there anyone who has actually used a company and has experience with this? I know this will take time, I'm not looking for a 6 month miracle.

Public Comments

  1. Research everything you can find on the Federal Trade Commission's website. This is the government agency that governs credit accounts, bill collectors, etc. it will tell you your rights and responsibilities. You can do it yourself for FREE.
  2. A lot of banks / credit unions offer free credit and investment counseling.
  3. Perfect Credit Repair, Inc.
  4. I know a company that charges $349 for a simple program to challenge errors and other collections. They have a pretty good track record.
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