Credit Repair

credit repair?

what is the quickest way to repair credit ? My friend is getting out a very bad divorce where his ex wife ruined his credit, they were more than 90 days late on cars, home. ect. score is about 550.

Public Comments

1. Go get a "secured" credit card...Any spare money that they have sittin around (I know, yeah right) but seriously, use that money to open an account that is your own money through a credit card...You can still use the money, but you are paying off yourself instead of a lender and you still get the benefit of building your credit back up...good luck! Also, people are less likely to give you credit if you are behind on school loans, car payments, and mortgages. They aren't AS concerned about credit cards (unless they all have like $5,000 maxed on them) Try your best to keep up with the important bills, if you can't afford the lesser ones, not that bills aren't important...but you know what I mean
2. Is he still behind? Can we get more information? Has he filed a bankruptcy? How long ago is the bad credit history? First step is to pull free credit reports from all 3 bureaus at annualcreditreport.com GIve more info :)
3. Head to http://www.creditboards.com or http://www.creditinfocenter.com for help on credit repair you can do yourself !
4. try www.jicinvestments.com. They helped me clear up my credit report. It really works.