I did the old "get a credit card and go nuts" thing in college. Now, I have just recently come upon some money and paid off all of my debts. I am driving a car that is ready to fall apart and in desperate need of a new one. I just want to know if anyone knows of any way I can help repair my credit so that I do not have a 500% interest rate on a car loan (If anyone will even give me one!).