Credit Repair
Is there a reputable company in the Philippines that help me repair my credit rating?
I used to have 2 credit cards from Citibank (in the Philippines) -- Visa and MasterCard. Unfortunately, I was not able to pay these cards on time so I decided to cancel them while paying for the remaining balance. However, I was only able to pay off completely one credit card. Now that I'm more financially stable, I decided to apply for a new credit card. Unfortunately I was declined probably because of my bad credit record. Now, I'm looking for a reputable company (in the Philippines) that can help me repair my credit record .
Public Comments
- Try Lexington Law. They are good. I had a friend who was in the similar situation there in PI. Here's the link: http://www.lexingtonlaw.com
- A good credit score is a vital asset for your financial present and future. To a large extent, your credit standing determines what opportunities are open to you, especially as it concerns finances. Therefore, the importance of building a good credit rating cannot be over emphasized. 'It's a thing you really can take to the bank'.There are several steps you must follow and some rules you will have to adhere to if you sincerely want a good credit standing. However, after establishing your credit<!--worthiness, you will find that it was worth the stress.Another strong point you can make while building good credit is a solid income history. Maintaining a good record with banks and other creditors will also go a long way in portraying you as credit worthy. Visit the site to know more on how to build a credit. http://badcredits.awardspace.com/repaircredit.htm To build good credit, it is also useful to get national or local retailer's card. It is always easy to win credit from retailers and once you have established a good track record with a retailer, you could use the reference to boost your credit and also to secure additional credit from others. You will find it quite easy to establish a good record with-->retailers and will also be pleasantly surprised at the positive influence it can have on your credit rating.Just like repairing bad credit, building a good credit rating requires time and a lot of financial discipline, but in the end, you will be proud of what you have achieved.
