Credit Repair - How can I pursue action against someone who stole money from me in exchange for "credit repair"?

How can I pursue action against someone who stole money from me in exchange for "credit repair"?

Nearly a year ago I paid someone to repair my credit. She is licensed. I have a written contract. She has done nothing to help my credit and will not respond to email or telephone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus?

Public Comments

Sue her in Small Claims Court for the amount you paid her, and any court costs. Report her to the BBB in Texas. Report her to www.ripoffreport.com There is no license required for consulting services.
Contact your state attorney general's office. You could also sue the person, ubt you probably signed a contract that states she can do nothing and still keep your money. Credit consolidation is a scam.
Read that contract very carefully. Bet there are all sorts of gotchas. Don't know what kind of license she could possible have since most credit repair companies are scams. You could try suing or reporting her to the state licensing agency, but I doubt you'll get much satisfaction from either. The credit bureaus have absolutely nothing to do with it. They merely accumulate credit info.
Many of these companies do not offer guarantees on their services as its almost impossible to guarantee that they will improve someone's credit. Unfortunately paying someone for a service is taking a chance. You pay your barber for a haircut in hopes that he/she will provide you with a nice looking hair cut. You pay a lawn care service in hopes that they will improve your lawn care or take care of your lawn better than yourself. Unfortunately all service companies do not always provide the type of service you are looking for. If you can prove that the credit repair company did little to nothing to improve your credit you may have a case, but if they can show documented proof that they indeed did do what they were supposed to and it just simply did not help to improve your credit, you will have a tough time. Also, a good resource is... http://www.safelinked.info/jump.php?link=debt Best of luck.