Credit Repair

 
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When will my credit score repair back to normal? How long does it take to see a change?

I had a decent credit score at 650. But I'm three and four months behind on all ten credit cards. I will pay them down in half by the end of the year, and by august 2009 i'll have them done. Yes I have a job. What might my credit score look like after paid down half, and then fully (and how soon will I see the rise in my score after half point and then fully paid?)

Public Comments

  1. it will come up some not sure how much but it will help getting them paid down they report every month some do every 3 months hope this helps
  2. honestly this depends on the creditors u r dealing with its the report they give if i were u i would call the credit card companies ask them for 60% thats what u pay them ur credit score will look better hey it doesnt hurt to try
  3. Hard to say. After all the fallout of your credit scores being affected by your late payments, then you're attempting to repair them, you probably won't see a great improvement til around Sept. maybe even later. Transunion, Experian and Equifax are really clamping down on this type of thing and any little thing can throw a score into a tizzy frenzy. My heart goes out to you. If you have cable, watch Suzy Orman's Finance show on Saturdays and maybe even go to her website and write her an e-mail and ask her. You may even be asked to site your question on her show. It's a very good question. Good luck. If anybody can advise you she can! I've bought two of her products already. Very pleased! She knows her stuff!
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