When will my credit score repair back to normal? How long does it take to see a change?
I had a decent credit score at 650. But I'm three and four months behind on all ten credit cards. I will pay them down in half by the end of the year, and by august 2009 i'll have them done. Yes I have a job. What might my credit score look like after paid down half, and then fully (and how soon will I see the rise in my score after half point and then fully paid?)
Public Comments
- it will come up some not sure how much but it will help getting them paid down they report every month some do every 3 months hope this helps
- honestly this depends on the creditors u r dealing with its the report they give if i were u i would call the credit card companies ask them for 60% thats what u pay them ur credit score will look better hey it doesnt hurt to try
- Hard to say. After all the fallout of your credit scores being affected by your late payments, then you're attempting to repair them, you probably won't see a great improvement til around Sept. maybe even later. Transunion, Experian and Equifax are really clamping down on this type of thing and any little thing can throw a score into a tizzy frenzy. My heart goes out to you. If you have cable, watch Suzy Orman's Finance show on Saturdays and maybe even go to her website and write her an e-mail and ask her. You may even be asked to site your question on her show. It's a very good question. Good luck. If anybody can advise you she can! I've bought two of her products already. Very pleased! She knows her stuff!
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