Credit Repair
I received a letter from a Credit Union Test Market?
Basically it says that I have been pre qualified for a loan for a car, and I have $1000 in an account. The dealership is a very reputable and well known in my area, and it has been here for years. My family has bought cars from this dealership in the past and uses them for repairs, etc. I am to go to the dealership and speak with the credit union people about a car. The cars for the test market people will also be discounted, suposedly. Also, this is supposed to be a good monthly payment/interest rate. The letter was one of those kinds with the anti-tamper envelope with the carbon paper inside so it can't be read. But, in this day and age I'm just not trusting of anything. A car would be a boon for me at the this time, but I don't want to get scammed. I'm so confused because I know the dealership. Is this really a loan for a car or some sort of ploy? Any suggestions would help. Oh yeah, if it is just an advert and I'm NOT really pre qualified, then they really sent this to the wrong person. I doubt that even if they could convince me to buy a car that I would actually qualify for one.
Public Comments
- ploy
- It sounds like a scam , but I can not find it on the web as a scam letter so I'll assume its legitimate. I would not buy a car until better delas come out including ZERO per cent, etc etc etc. Good News is the price of gas is going down BUT it'll be $4 in 3 years after the US recovers from the Mortgage MESS!
- It's not a scam but a typical method of advertising. They are enticing you to the dealership with a promise of a low interest loan. When you get there the hard sell will begin and if you are weak and vulnerable they will take advantage of you. This is nothing more than an advertising gimmick. Unless you are ready to purchase a car and have been actively looking for a new vehicle, ignore this come on.
- Put it into the thing that is located in the kitchen next to the center island, its called a "trash can".
