Credit Repair

I need help with credit. Jobs are now looking at credit scores.?

I have been looking at a couple of new jobs in my career field, but I have recently been denied a job due to my credit score. I have made mistakes in the past, a long time ago. I have slowly been paying on the debts, while trying to stay on my feet and above water. I was told sometime ago or I read it I do not remember which that you could possibly recieve a new S.S.N. if you could prove undue hardship. Is this true? If not what are some other options that are available. There is so much junk on the net that promises fixes, but I have found that most of those are scams. I am looking for an honest and legitimate answer that can help me repair the current situation that I am in. Any help that I recieve will be greatly appreciated. Thank You,

Public Comments

1. If your problems are truly in your past and you have shown at least two years of credit rehabilitation then you should be up front with any prospective employers. If you sign a consent form so that they can pull your credit, go ahead and make them aware of what they will find and what you are doing to fix it. Most employers will look past a low score if you are really trying to turn over a new leaf. The very first thing you should do however is make sure that you know what they're seeing by going to www.annualcreditreport.com and getting a copy of your credit report from all three agencies. You cannot get a new social security number and there are no quick fixes. Honesty is always the best policy.
2. google search Govermant approved consolidation loans.. will give lot of gov approved links and sevices for loans and credit repair programs.
3. I experienced a similar situation a few years ago. It can be tough. It is almost like you get kicked when you are down. To get a the new SSN due to hardship is a scam. You cannot become someone else or create a new identity with out commiting fraud. There is no reason to make a bad situation worse by breaking the law. I recenty found a website that had some very good information in repairing or correcting your credit. I did not purchase the e-book, I clicked on a link and for the life of me I cannot remember which one it was. I have been trying to find it for you but I am running out of time. Need to pick up my kids. Go to www.creditstrapped.com and navigate around. One of the links has valuable free information specific to your situation. Good luck.
4. You cannot get a new SS number unless you can prove that your identity has been stolen. Otherwise, it's considered fraud. If you go into the interview and explain your past prior to the company checking your credit report, they may just look past that as you are telling them upfront about a problem that you know that they will find. Just keep on paying and shred your cards.