Credit Repair
How can I fix my credit after being a victim of an online scam?
I saw an attractive offer to help someone to retrieve some money for them. Made a blinded decision to do it and now my bank account got closed. What should I do to repair my error/ credit and be able to start over again financially?
Public Comments
- Well get a credit report from all 3 company, to see if there's connection, mostly like you will spend alot of time in the phone for sure.
- Please tell me that you didn't fall for one of those over the seas scams where they tell you they have 24 million dollars in siezed money and if you help them retrieve it, you can take 25% of the U.S. transferred funds. Now, why did your bank account get closed? How much do you owe? The best thing you could probably do is speak to your branch manager and tell him what happened. If the overseas scammer retrieved the funds from your account, then you could probably file a report for fraud. However, if you sent the money directly, then it was a decision you made on your own, and your problem to fix. The bank most likely won't discount what you owe them if you give them the "I sent the money, found out it was a scam, and now I can't pay you (the bank) back." You may want to file a fraud claim with the Attorney General's office in your state. If your bank has sent your closed account to collections, you will most likely receive a offer to compromise letter from the collection agency. If you get that, I would just pay it off and chuck this up to a lesson learned. Never and I mean never, trust these over the seas scams. They bilk millions of dollars from people like you every year. You can find proof of that on the U.S. Attorney General's Office website under "fraudulent scams".
- First, did you report the scam? Second, go to your bank and see if they offer some type of assistance. Get your credit report from the 3 credit agencies.
