Credit Repair

how can i repair my credit score?

Public Comments

1. There are many ways to repair or improve credit scores and the answer depends on whether you are needing to payoff collections or just payoff debt in good standing. Here is some additional info. Hope this helps.
2. there are places online and all that you can look up and they will help like american credit com
3. Yes, you can. Its not easy, but it can be done. 3 key factors: You must pay off your debt. You must dispute the negative items until they are gone. You must add new positive credit. Here is a site that has a free do it yourself credit repair and debt settlement kit. http://www.expert-credit-advice.com/free_credit_repair.htm Read the 40 page e-book. You do not have to sign up or pay anything.
4. Step one, make your report accurate. Remove incorrect issues via the dispute process. Step two, don't apply for anymore credit. The older the accounts you have are, the better and the inquiries drive your score down Step three, Pay ON TIME, EVERYTIME. After that, all you can do is wait. In one year I went from the mid to low 500s to the mid 600s.
5. hello dearie, in matters of financial aids and guidelines, i always refer to NHBS, http://www.newhorizon.org They have this article sections, full of good reads, really helpful and applies to real life situation goodluck
6. Most of the answers on this page are correct. I will only add that, for your protection, you need a better understanding of the credit score itself and how it's calculated. You'll then do a better job at raising your score AND keep it up. The article listed below gives you all the information you need. Enjoy!
7. There is some useful advice here.